💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ send us an email⁠⁠⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠ Get 20% off when you join⁠⁠⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠ Get started with⁠⁠⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠⁠⁠   🧠⁠⁠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ 🍸⁠⁠⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ 💰⁠⁠⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ 📈⁠⁠⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💰How much do you need to invest each month to retire a millionaire? Jade Warshaw and Rachel Cruze answer your questions and discuss: "Can I learn to manage my money and get my family back?" "I want to close our credit cards but my husband doesn't..." "Should I take a job offer that is further away from home but has a higher salary?" "How do I plan for having a baby with Downs Syndrome?" "I need a $3k buffer for buying a house, should I take out a student loan or put it on my credit card?" "Am I being cheap for wanting to buy a lab-grown engagement ring?" "My wife does not know how to save. How can we get financially aligned?" "How do I manage business travel expenses that are reimbursed without using a credit card?" "Whose student loans should we pay off first?" "How do you recommend telling a whole life insurance agent no?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠⁠ 📱 ⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠  💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! 🏠 ⁠⁠⁠⁠⁠⁠Find a Ramsey Trusted Real Estate Agent 📖 Your Total Money Makeover starts here. 💗 ⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠ Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠ to switch today! Learn more about⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠ today to learn more For more information, go to ⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠ Get started with ⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: "Is it legal as a wife for me to protect my finances by opening an account separate from my husband? " "We have $0 in savings and are barely scraping by. Would furthering my education help me make more money?" "My In-laws are not financially literate and have no retirement savings. How do we give them a reality check?" "My family is pressuring me to become a lawyer but I'm not sure I want to take on that much school debt" "My dad owns $12 million in real estate. Should my husband and I start saving to buy out my siblings in the inheritance?" "Should we tackle our 401(k) loan first?" "Do you have any advice for a wife whose husband won't share finances even thought she's great with money?" "I need a higher paying job, should I give up my company vehicle even though I don't have a car?" "Should we hold onto a property or cash out now?" "If everyone spent less and saved more wouldn’t that hurt the economy because stocks would tank and jobs would be lost without that money coming in?" "How can I convince my husband we can't live on just Social Security?" "Can I use a credit card for cash back and just pay it off every month?" "I'm 28 years-old and still struggling with financial stability" "We need a new car but I can't stomach spending $30k" "Can I afford to move out of my parent's house now that I'm debt-free?" "I have debt in my name but I am not the one paying on it. Should I still tackle it myself?" "Can my husband and I afford a lake house?" "Should we accept a first-time home buyer benefit program?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠⁠ 📱 ⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠  💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠ 💗 ⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠ 🏠 Find a Ramsey Trusted Real Estate Agent ⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now! Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠ Go to ⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠ to switch today! Learn more about⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠ Get started today with⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠ Get 20% off when you join ⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠ Go to⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠ for an exclusive account bundle! Find top Health Insurance Plans at ⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠ Visit⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠ today to learn more For more information, go to ⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠ Get started with ⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠ 🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ 🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ 💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

💵 Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ Did you miss the latest episode of The Ramsey Show? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews and more! Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ send us an email⁠⁠⁠⁠. Connect with our Sponsors: Learn more about⁠⁠ ⁠⁠Christian Healthcare Ministries⁠⁠⁠⁠ Get 20% off when you join⁠⁠ ⁠⁠DeleteMe⁠⁠⁠⁠ Use promo code RAMSEY for 18% off at⁠⁠ ⁠⁠The Nokbox⁠⁠⁠⁠ Get started with⁠⁠ ⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 🎙️⁠⁠ ⁠⁠The Ramsey Show⁠⁠⁠⁠   🧠⁠⁠ ⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ 🍸⁠⁠ ⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ 💡⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠ 💰⁠⁠ ⁠⁠George Kamel⁠⁠⁠⁠ ⁠⁠⁠⁠🪑 Front Row Seat with Ken Coleman⁠⁠⁠⁠ 📈⁠⁠ ⁠⁠EntreLeadership⁠⁠⁠⁠ ⁠⁠⁠⁠Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices